Terms of Use

Accepting These Terms

By browsing or otherwise using our websites and all associated products and services, including but not limited to software and Internet-based applications, in any way, you hereby agree to be bound by these legal terms and conditions (“Terms”) between you (individually and/or on behalf of a business or organization) and our company and its affiliates (“we”, “us” or “our”).  Note however, when you purchase, license or download certain products or services offered through this website, such products or services may be subject to different or additional terms, including but not limited to a separate license agreement, which will be made available to you [at the time of the transaction] (“Additional Terms”).  You may not use this website or any associated products or services if you do not accept these Terms.

Appropriate Uses

Unless otherwise expressly permitted under any Additional Terms between you and us, you may only use the website and any associated products or services for internal, personal, non-commercial purposes.

You agree that you will not use this website or any associated products or services in any manner that (1) breaches these Terms or any other applicable terms or licenses; (2) attempts to disrupt the operation of the website, such as by introduction of viruses or other malware; (3) enables the sending of “junk mail” or “spam”; (4) attempts to circumvent established security features, proprietary indicia or other protective features provided by us; (5) violates applicable law, including but not limited to export control laws; (6) violates the rights of any third party; (7) impersonates any person or entity, including, but not limited to, the unauthorized use of another user’s identity.  Furthermore, you agree not to upload, post or otherwise transmit any materials or statement that is offensive to our online community. 

We reserve the right to suspend or terminate your access to any of our websites or any associate products or services if you violated these Terms.  You also agree to defend, indemnify and hold us harmless, our affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of any inappropriate use of our website or any associated products or services.

You hereby give to us a worldwide, perpetual, royalty-free license to use, distribute, display, and make derivative works of all materials you upload to any of our websites or provide by email.  You further agree that all content you upload onto servers owned or operated by us, including through our websites, is owned by you or properly licensed to you and that you have the right to license such content to us without violating any third party rights.

Warranties and Limitations of Liability

EXCEPT AS EXPRESSLY STATED OTHERWISE IN ANY ADDITIONAL TERMS, WE DO NOT GUARANTEE THE ACCURACY, TIMELINESS, OPERABILITY, OR COMPLETENESS OF ANY OF THE PRODUCTS OR SERVICES OFFERED THROUGH THE WEBSITES.  THE CONTENT AND SERVICES OF THIS WEBSITE ARE PROVIDED TO YOU ONLY “AS IS” WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.  WE DO NOT GUARANTEE THAT THIS WEBSITE WILL OPERATE SECURELY, UNITERRUPTED, ERROR-FREE OR FREE OF ANY VIRUS OR OTHER HARMFUL SOFTWARE.  WE ASSUME NO LIABILITY FOR ANY LOSS, DAMAGE OR EXPENSE FROM ERRORS, OMISSIONS IN THE CONTENT, OR ANY LOSS OF DATA, REGARDLESS OF THE CAUSES OF SUCH INCIDENT.  UNDER NO CIRCUMSTANCES SHALL ANY CCH WEBSITE, PRODUCT OR SERVICES BE DEEMED LEGAL OR TAX ADVICE.  YOU ARE ENTIRELY RESPONSIBLE FOR OBTAINING YOUR OWN LEGAL, TAX OR PROFESSIONAL ADVICE OR SERVICES FROM A QUALIFIED PROFESSIONAL.

WE ARE NOT RESPONSIBLE FOR THIRD PARTY CONTENT OR REPRESENTATIONS, AND YOU HEREBY RELEASE US, OUR DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS FROM ANY CLAIMS AND DAMAGES, WHETHER KNOWN OR THAT MAY BECOME KNOWN AT A LATER DATE, ARISING OUT OF YOUR USE OF THIS WEBSITE OR OF ANY THIRD PARTY CONTENT.  WE DISCLAIM ANY LIABILITY TO YOU FOR ANY LOST PROFITS OR OTHER CONSEQUENTIAL, SPECIAL, INDIRECT, OR INCIDENTAL DAMAGES ARISING OUT OF OR IN CONNECTION YOUR USE OF OUR WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY ARISING OUT OF YOUR USE OF OUR WEBSITE WILL NOT EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100).  SOME STATES MAY NOT ALLOW SUCH LIMITATION OF LIABILITY, IN WHICH CASE THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

We further disclaim any and all liability of any kind for any unauthorized access to or use of your personally identifiable information. By accessing or using our website and any associated products and services, you acknowledge and agree to our disclaimer of any such liability.

This website may provide hyperlinks to other sites or content.  However, since we have no control of such resources, we do not guarantee the accuracy, appropriateness or availability of such third party sites or content.   Accordingly, you acknowledge and agree that we are not responsible for such external sites or content, and nothing stated on such resources should be interpreted as our endorsement of third party products or services.

Security and Privacy

We values data security and privacy.  However, only you are responsible for maintaining the confidentiality of any passwords or user IDs to access our products or services or your account information.  You are solely responsible for your activities using our website and associated products and services.  If you become aware of any unauthorized use of your password or your account, it is your responsibility to notify us promptly.

To review our privacy policy and understand how we protect your personal information, click here.

General Terms

These Terms are governed by the laws of the State of Illinois, exclusive of its choice of laws provisions.  You agree to submit to the exclusive jurisdiction of the courts located within the county of Cook, Illinois to resolve any dispute arising from these Terms.  However, we reserve the right to apply for injunctive relief in any other jurisdiction.  From time to time, these Terms may be amended.  It is your responsibility to read and understand these current Terms prior to using our website or any products or services offered through this website.  Each Party hereby waives to the fullest extent permitted by applicable law any right it may have to a trial by jury in respect of any legal proceeding directly or indirectly arising out of, under or in connection with these terms, any additional terms, or any product or services provided to you by us.

You agree that any affiliate of you shall be third party beneficiaries to these Terms and shall be entitled to enforce any provision of these Terms which provide a benefit to it in any way. No other person or entity shall become a third party beneficiary to the Terms.  If any provision of these Terms is deemed to be illegal, invalid or unenforceable in any jurisdiction, that shall not affect the validity or enforceability in that jurisdiction of any other provision of these Terms.

COPYRIGHTS AND TRADEMARKS

© 2013 CCH Incorporated or its affiliates. All Rights Reserved.

Except as may be stated otherwise, content provided on this website and associated products and services are owned by us and/or our affiliates. 

Unless expressly stated otherwise in any additional terms or license agreement between you and us, you are permitted the limited right to print materials for your personal and non-commercial use only.  Except for this limited right, no part of the websites or associated materials available may be copied, reproduced, translated, reformatted, framed, redistributed, imbedded into any other media, in whole or in part, without the prior written consent from us or our affiliate.  Any other reproduction in any form without the prior such written consent is strictly prohibited.  Permission information can be found here.

“CCH" is a registered trademark of CCH INCORPORATED.  All other trademarks of CCH, including its logos, domain names, and trade dress are the property of CCH INCORPORATED and may not be used or displayed by any third party without our prior written consent. “Wolters Kluwer” and all associated logos, domain names, and trade dress are owned by Wolters Kluwer United States Inc. “Emanuel” and “Emanuel CrunchTime” are registered trademarks of CCH INCORPORATED. “Adobe” is a registered trademark of Adobe Systems Incorporated. “Inkling” and the Inkling logo are trademarks of Inkling Systems, Inc. All other brand, product or company names are trademarks or registered trademarks of their respective owners.